You live your life online and your banking does too.  In as little as 5-10 minutes, you can apply to open an account through our digital account opening program without stepping foot into a branch. 

To be eligible to complete our online application, you must:

• be the age of majority (19 in the province of NL)
• be a resident of Newfoundland and Labrador
• have a personal email address

Already a member? Your application process is even faster!  With your member number and PAC, the application can be pre-populated with your personal information and linked to your existing account.

Here's what you'll need to apply:

	Personal Information: You are required to enter your personal information including your address, SIN, employment details, and contact information.
	Identification: It is important that we validate who you are!  Through the identity verification process, you may be required to upload a recent bank statement, utility bill or credit card statement.
	Member Share: As a credit union, we are owned by our members! A $100 deposit is all that is required to become a member/owner! Your $100 deposit is held in a share account in your name and once dividends are paid back to our member/owners, you will receive a share in our profits!
	Joint Account Information: If you are applying for a joinht account, details related to their personal information, including email, address, identification, etc, is required.