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Chequing Accounts

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Choose your chequing account

Chequing Accounts

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YOUR Chequing Account

Perfect for you if…

you perform few monthly transactions.

KEY FEATURES
  • Pay-as-you-go transactions
  • Pays interest at tiered rates
  • Interest accrued daily, paid monthly
  • Interest based on the rate for the highest tier attained, on the TOTAL balance in the account
  • Easy access to funds by cheque, in-branch service and MemberCard debit card
  • FREE access with MemberDirect® online banking and TeleService® telephone banking  

YOUR Electronic Chequing

Perfect for you if…

you enjoy transacting electronically.  The account is ideal for those who want access to funds, anytime, anywhere, using self-service options.

KEY FEATURES
  • Unlimited electronic transactions for one monthly fee, including:
    • Interac® Direct Payment
    • ATM withdrawals (AccuLink®, EXCHANGE®)
    • MemberDirect® online banking
    • TeleService® telephone banking
    • Pre-authorized debits
  • Includes 50 Interac® E-transfers
  • Includes 2 Interac ATM Transactions
  • Per item fee for non-electronic, PLUS® ATM and Interac® ATM transactions
  • Pays interest at tiered rates based on the YOUR Chequing account structure 
  • FREE unlimited MemberDirect® online services and TeleService® telephone banking
  • Fee: $18.00/month *
  • 25% YOUR Seniors Discount for cusotmer-owners 59+

Maintain a $3000.00 balance in your YOUR Electronic Chequing Account for the month and your monthly service charges will be waived for all electronic transactions included in the YOUR Electronic Chequing package.

YOUR Chequing 15

Perfect for you if…

you enjoy transacting a little.  The account is ideal for those who make few transactions and want a low monthly fee.

KEY FEATURES
    • 15 transactions included for one monthly fee, including:
      • Interac® Direct Payment
      • ATM withdrawals (AccuLink®, EXCHANGE®)
      • Pre-authorized debits
      • Cheques
    • Per item fee on excess of 15 transactions
    • Pays interest at tiered rates based on the YOUR Chequing account structure 
    • FREE unlimited MemberDirect® online services and TeleService® telephone banking
    • Fee: $5.00/month
    • Your Chequing 15 is complimentary for Seniors

YOUR Chequing 40

Perfect for you if…

you transact a lot.  The account is ideal for those who average one transaction a day, with a few extra on the weekend.

KEY FEATURES
  • 40 transactions included for one monthly fee, including:
    • Interac® Direct Payment
    • ATM withdrawals (AccuLink®, EXCHANGE®)
    • Pre-authorized debits
      • Per item fee on excess of 40 transactions
      • 2 Interac® E-transfers included
      • 2 Interac® ATM transactions included*
      • Pays interest at tiered rates based on the  YOUR Chequing account structure  
      • FREE unlimited MemberDirect® online services and TeleService® telephone banking  
      • Fee $10.00/month
      • 25% YOUR Seniors Discount for cusotmer-owners 59+

YOUR Chequing Premium

Perfect for you if…

you want to transact without limits.  The account is ideal for those who want the ultimate in convenience, earning power and value-added account features.

KEY FEATURES
  • Unlimited transactions included for one monthly fee, including:
    • Interac® Direct Payment
    • ATM withdrawals (AccuLink®, EXCHANGE®)
    • MemberDirect® online services
    • TeleService® telephone banking  
    • Pre-authorized debits
    • Cheques
    • In-branch account transactions (i.e. withdrawals, transfers) 
  • 20 Interac® E-transfers/Interac Online Payments included
  • 5 Interac ATM transactions included*
  • 2 PLUS® ATM transactions included*
  • Free personalized cheques on basic styles - 1order per year
  • Unlimited stop payments
  • Unlimited certified cheques
  • Pays interest at tiered rates based on the YOUR Chequing account structure 
  • Fee: $27.00/month
  • 25% YOUR Seniors Discount for cusotmer-owners 59+
 
 

Not sure which chequing account to choose?

We’ll be happy to help you pick the option that best suits your needs.

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