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  • Rates

Rates

 

5.45%

Credit Union Prime Rate
The standard rate for lending.

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4.29%

Special Mortage Rate
5 year, insured, fixed mortgage special rate.

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Mortgages

Rates effective as of 2025-01-20

Mortgage (closed) Rate
1 year 4.74%
2 year 4.64%
3 year 4.54%
4 year 4.44%
5 year (Special, Insured rate) 4.29%
 
 

Investments

Rates effective as of 2025-01-13

Term Deposits (Redeemable) Rate
1-3 month 1.50%
1 year 2.00%
2 year 2.25%
3 year 2.30%
4 year 2.40%
5 year 2.50%


RRSPs/TFSAs/RRIFs/Term Deposits (Non-Redeemable) Rate
1 year 3.35%
2 year 3.25%
3 year 3.05%
4 year 3.00%
5 year 3.00%
 
 
 

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Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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Rates are subject to change without notice, and are for illustration purposes only.  Credit terms and conditions apply.